What Are the Top 5 Car Insurance Companies in the USA?

What Are the Top 5 Car Insurance Companies in the USA?


If you are looking for car insurance and are confused about all the different companies, what they offer, and how to purchase the right policy, you are not alone.  Running an internet search maybe an option, but can you really trust what you find? It all depends on what you are looking for?

Do you want to find the best price?  The best customer satisfaction rating?  The cheapest?  A company who has been in business for decades? Here is a list of the top 5 insurance companies in the USA.


Progressive has been around for over 60 years and is the 3rd largest company in the USA.  This company receives high marks for their claim service, and customer service.  In fact, customers rate them as A+ in friendliness and financial rating.

Their website offers quotes, the ability to make policy change on-line, the ability to print insurance cars and other pertinent information, including discounts. 


Perhaps more famous for their catchy tv commercials, Geico is rated A++ by A.M. Best.  It offers online premium quotes instantly, and other policy services, including customer service through the website.

Their customers rave about their customer service and claims service.  This company offers discounts and other services only on the internet.


A relative new comer to this list, Esurance was founded in the late 1900.  It does, however, receive high marks for customer service and claims processing.  One point about Esurance that is different is that it is a green company or going paperless from policies to claims.  It is totally internet based and works toward reforestation of our trees.

Due to its low overhead, it can offer lower rates than many of its on-line competitors.  Following is a partial list of discounts: Good Driver, Good student, multi-vehicle, continuous coverage, occupational, loyalty, and single parent.

Again, this is a purely on-line company and can be contacted via internet or telephone.


Established in 1920’s for farmers and ranchers, Nationwide was a big success and recently expanded to driver’s and car insurance.  The company guarantees repairs on the policy holders’ car for the life of the vehicle.

Nationwide offers many of the same discounts as the companies.  It also has online quotes and bill pay.

State Farm

Over 80 years old, this company too began catering to farmers and ranchers; but, now offers coverage in the US and Canada.  They offer the same discounts as other companies and offer many on-line services recently added.


Here is our list of 5 top insurance companies in the US.  Some offer land-based services, but most are offer on-line services as well.

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