Introduction If you own a car in the United States and plan to drive it on the highway and roads, then it is the law that you must have car insurance. Like anything to do with insurance these days, it can be a confusing topic. If you are looking for the very basic information regarding car insurance, here are the points you need to know. What is Car Insurance? Car insurance, or more appropriately, vehicle insurance is a policy for…
Introduction If you are caught up in a car buying frenzy, insurance can be one of the things that kind of gets lost in the excitement. When your looking at the car of your dreams general insurance is sometimes forgotten or pushed way back your list of priorities. People who sell cars know this and use it to their advantage sometimes. Not that car salesmen are bad people, they just want to make a sale. So, what can you do…
Introduction If you are looking for car insurance and are confused about all the different companies, what they offer, and how to purchase the right policy, you are not alone. Running an internet search maybe an option, but can you really trust what you find? It all depends on what you are looking for? Do you want to find the best price? The best customer satisfaction rating? The cheapest? A company who has been in business for decades? Here is…
Is Accident Forgiveness Necessary? As with most things in life, the question of whether you need accident forgiveness insurance is a resounding-maybe. What it basically does is it protects your driving record in the case you are involved in an accident which is your fault. It may keep your insurance premiums for going up, which it usually does after filing a claim. An auto accident can be injurious on many levels. First of all, there’s the physical injury. Then comes…
Is This the same as Basic Car Insurance? The short answer is no. The longer answer will take some explaining. Basic insurance is for newer cars and covers just the basic things like liability, collision and comprehensive coverage. This insurance is a different class all together and is meant to provide coverage for collectable vehicles. There are certain criteria which must be met. Types of Vehicles There are three types of cars which must meet eligibility requirements. Veterans: cars manufactured…